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Pay a collection acct that has had no activity for over 2 and one-half years or dispute it in hopes that the agency has purged it from their records?

There is no way to predict what will happen in your specific case. But, generally, collection accounts are not only active after 2.5 years, but get sold to other agencies and show in a duplicated manner on your credit report, often with double the deficiency balance showing. It is always in your bes

Posted in Personal Finance & Tax by navpreet sin at 5:35 PM on November 15, 2008

Can you dispute an account that has already been paid?

Absolutely.

Posted in Personal Finance & Tax by shivaram at 1:35 AM on November 15, 2008

If a company is no longer operating what will happen if you dispute a charge off that is with a collection agency?

Whether the company is opertaing or not, does not make any difference. Proof of your account is still there....Whether the company is opertaing or not, does not make any difference. Proof of your account is still there.

Posted in Personal Finance & Tax by shiv ram at 12:17 AM on November 15, 2008

Does disputing items on your credit report when applying for a home loan stall the loan process?

on your other credit accounts in the months prior to applying ... home loan process ... credit home loan today. What information should I provide when requesting a report or disputing

Posted in Personal Finance & Tax by shiv ram at 12:15 AM on November 15, 2008

What is the best way to deal with credit reporting agencies when they respond as if your dispute is not legitimate?

In order to answer this question, it is first important to understand how credit agencies work. They have about 10,000 disputes a day and about 1 out of every five gets sent back as being frivolous. What you do is just sent the dispute back in again. It is very rare for the credit agencies to reject the same dispute 2 times in a row...The Fair Credit Reporting Act or FCRA is full of the legal

Posted in Personal Finance & Tax by shivram at 12:22 AM on November 08, 2008

Can judgments be disputed or is there a time limit?

There is no time limit regarding the dispute of information on your credit file.The Fair Debt Collection Practices Act provides a time limit for disputing a collection account, with exceptions and limitations.You can dispute a judgment by the same means as any other item on your credit report. You should be aware that legal entries in the public record portion of your credit report have different methods

Posted in Personal Finance & Tax by shivram at 12:21 AM on November 08, 2008

How do you dispute a credit charge off that occurred more than seven years ago?

You may want to educate yourself about the laws and your rights before you do anything. You can print off a copy of both the Fair Credit Reporting Act and the Fair Debt Collection Practices Act from the Federal Trade Commission website, http://www.ftc.govYou may also have specific state laws which o

Posted in Personal Finance & Tax by shivram at 12:07 AM on November 08, 2008

What is Subsequent Disputes?

Well Ravi! Any dispute regarding the title of securities in physical form after they have been dematerialized and credited to a clients account, has to be settled amongst the DPs, clients and Issuer or its R&T Agent. The procedure for dispute settlement is laid down in SEBI Guidelines for Good and BadDelivery of documents, as is done in the case of physical securities.Information collected from

Posted in Personal Finance & Tax by Ravi Kumar at 1:05 AM on October 26, 2008

District Courts & High Courts accept consumer disputes or not ?

District Courts & High Courts do not accept consumer disputes directly. There are three-tier redresses Consumer Forums for redresses of grievances of consumers. They are District level, State consumer disputes, for inexpensive and quick resolution of consumer complaints , those courts are dealing with those kinds of dispu.te...no dear District court nor the High Court accept consumer disputes

Posted in Agony Aunt by Pooja Mehta at 5:12 AM on October 18, 2008

I love a girl. she also loves me. But before 1 week i had disputed her. Now she is not recieving my call or not calling me. What should i do? would she call me?

I would help in my own capacity what ever, how ever, when ever I can, try to help the people in need. Be it monetary or skills or education or employment, I would take the initiative to benefit them. I would voice my concern on the burning issues concerning the masses by blogging, emailing or writin

Posted in Hyderabad by shweta singh at 2:53 PM on October 17, 2008

What are the chances of any fraud/disputes in using a demat account? Whom should I approach in such cases?

transit etc., are absent since the dematted shares are traded in scrip less mode. However in the unlikely event of any other dispute, the concerned Share Exchange and/or Depository Participant, Depository, etc., are absent since the dematted shares are traded scripless. However, in the unlikely event of any other dispute, the concerned Stock Exchange and/or Depository Custodian viz. NSDL/CDSL or SEBI

Posted in Personal Finance & Tax by mukesh pal at 4:10 PM on October 14, 2008

Today zero tolerance is the main cause of disputes in relationships....whats your opinion ?

has progressed more rapidly people have become more irritating and are not ready to accept any trivial cause into granted and as a result there are disputes and breach in the relation.It is just a matter of a little civility that we are reluctant to show towards our fellow beings....You are right that zero tolerance is the main cause of disputes in all relationships and this is because now days

Posted in Agony Aunt by Tushar Rath at 8:34 PM on October 10, 2008

My wife is living with her parents after little dispute. I feared that she may implicate a false dowry case against me Wt to do to counter this false allegation

There shouldnt be any disputes in between husband n wife continued for longer period, If both of them having good mutual understanding b/n them. That is called life, let it be, but any of the wife willt go for legal disputes until it is very very sever case. Go for mutual consult with ur wife at the earliest no problem will exist....There is no need to worry if you really did not demand dowry

Posted in Law by satinder at 4:53 PM on October 06, 2008

what is the reason for ambanis dispute please give the details?

Bharat a dispute between Anil Ambani-led Reliance Natural Resources Ltd RNRL and Mukesh Ambanis Reliance Industries Ltd RIL is over gas supplies from the Krishna-Godavari basin.The Bombay High Court, hearing the dispute between the Ambani brothers over gas supplies from the Krishna-Godavari basin, suggested that they should seek the help of their mother, Kokilaben, to resolve the issue.The dispute

Posted in News & Current Affairs by BHARAT RANA at 7:45 PM on September 10, 2008

How the family quarrels and disputes do affects the children?

To a great extent . Children learn what they experience at home mostly , specially in those years that they spend completely at home with family members . And even in grown up children their perspective towards life can be changed drastically if they have to face parents quarrels everyday . Mutually

Posted in Family by mambo at 11:59 PM on July 29, 2008
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