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How to choose a life insurance plan?

with life insurance on a regular basis will often make mistakes that a seasoned and honest insurance professional wont.STEP 1. Choose a life insurance professional.If you decide to use a life insurance professional, choosing the correct one is the most important step in helping you achieve your life insurance goals. You should consider a life insurance agent with the following criteria: Extensive experience

Posted in Personal Finance & Tax by seeta rani at 1:29 AM on September 19, 2008

what are method/rules which estimate your life insurance need?

FAQs - Life Insurance Why do I need life insurance? Why do business owners need life insurance? How much life insurance do I need? How do I choose an agent? What should I expect from my? Will my beneficiary have to pay income tax on the life insurance death proceeds when I die? May I change the beneficiary on my life insurance policy? Why did my insurance cost more than what I

Posted in Personal Finance & Tax by akash singh at 10:59 PM on September 22, 2008

When should I buy life insurance?

When to buy life insurance depends more on your individual circumstances and your personality than on any hard-and-fast rules. There are good arguments on both sides of the issue.Buy nowLife insurance premiums increase dramatically as you get older. If you buy permanent life insurance while youre younger and presumably healthy, you can take advantage of lower rates. Your premium costs may

Posted in Personal Finance & Tax by shyam singh at 9:48 AM on August 31, 2008

Im single. Do I need life insurance?

life insurance while you are young and healthy. Purchasing life insurance after you develop such a condition could be difficult, or even impossible. If you choose to buy insurance for this reason and healthy. Purchasing life insurance after you develop such a condition could be difficult, or even impossible. If you choose to buy insurance for this reason, consider adding a guaranteed insurability rider

Posted in Personal Finance & Tax by shyam singh at 9:47 AM on August 31, 2008

As there are many players in life insurance, which is the best life insurance plan? What are the points one has to consider before choosing a plan?

HI! THIS IS ALI, AGENT OF AVIVA LIFE INSURANCE,, AVIVA ULIP PLAN IS ONE OF THE BEST PLAN IN TODAY SENERIO,, IN THIS PLAN U NOT ONLY GET YOUR SECURE FUTURE BT IT ALSO HELP TO MAKE YR STRONG FINANCIAL BACK-UP.. OUR COMPANY IS GIVING 16 RETURN ON ON INVESTMENT,, FOR MORE DETAILS PLS CAL ALI-9210411208...LIC comes out for a short periods with very good policies like Jeevan Shree / Anand. before choosing

Posted in Personal Finance & Tax by million at 9:39 PM on August 21, 2007

As there are many players in life insurance, which is the best life insurance plan? What are the points one has to consider before choosing a plan?

HI! THIS IS ALI, AGENT OF AVIVA LIFE INSURANCE,, AVIVA ULIP PLAN IS ONE OF THE BEST PLAN IN TODAY SENERIO,, IN THIS PLAN U NOT ONLY GET YOUR SECURE FUTURE BT IT ALSO HELP TO MAKE YR STRONG FINANCIAL comes out for a short periods with very good policies like Jeevan Shree / Anand. before choosing you need to check on the nature of the policy, does it have profits attached to it, bonuses, what

Posted in Personal Finance & Tax by life insurance at 9:39 PM on August 21, 2007

How Many Types of Life Insurance?

comes at the lowest cost. Whole Life Policy As the name suggests, a Whole Life Policy is an insurance cover against death, irrespective of when it happens. Under this plan, the policyholder pays regular familys needs. As a result of these drawbacks, insurance firms now offer either a modified Whole Life Policy or combine in with another type of policyEndowment Policy Combining risk cover with financial

Posted in Personal Finance & Tax by ramnath at 11:01 AM on November 06, 2008

If I want to choose between life insurance and enowment insurance which should be the better one?

When you take the policy for self and want to enjoy its benefits life ins is best. In endowment your family would enjoy the benefits after your demise, i suppose....life insurance.

Posted in Personal Finance & Tax by riteshsharma at 5:49 PM on August 28, 2007
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What is life insurance?

or its benefits or privileges.For more details, please contact our branch or divisional office. Any LIC Agent will be glad to help you choose the life insurance plan to meet your needs and render policyLife insurance is a policy that people buy from a life insurance company, which can be the basis of protection and financial stability after ones death. Its function is to help beneficiaries

Posted in Personal Finance & Tax by seeta rani at 3:05 AM on May 20, 2008

which is the best insurance comapny for life!

an opportunity to invest in capital market, etc. etc....1. If life insurance alone, LIC isnt a bad bet since it has sovereign backing. Other insurance companies do have reinsurers but not sure how effectively it works in the rare event of bankruptcy.2. If you are open to term insurance, many private insurers offer attractive premiums e.g. HDFC Standard Life, Kotak3. If you are looking for insurance and investment

Posted in Personal Finance & Tax by ashish at 6:27 PM on April 08, 2008

WHAT IS GENERAL INSURRANCE

its a insurance of all those things which you can think except human life......Insurer means any person carrying on General Insurance Business in India. General Insurance Business has the meaning business, whether carried on singly or in combination with one or more of them.Genereal Insurance covers all purpose of insurance other than life insurance, which include Fire and allied perils, flood, storm

Posted in Personal Finance & Tax by seeta rani at 3:18 AM on May 20, 2008

Im about to retire and start receiving pension benefits. Should I elect a single life annuity or a joint and survivor annuity?

, you can buy life insurance.Your surviving spouse will then receive insurance proceeds that can be used to provide an adequate income stream. When available, you may also choose a settlement option known will also entitle your spouse to other benefits, such as health insurance. Furthermore, it may not even be a problem if the joint and survivor annuity will pay you smaller benefits during your life if you

Posted in Personal Finance & Tax by shyam singh at 9:48 AM on August 31, 2008

How to choose a life insurance plan?

Well,There are various types of insurance that one can take depending on the life cycle at which a person isTerm insurance for a low cost short term coverage of life like the term plan from BSLI are appropriate for those who want protection along with flexibility in premiums and adjustable benefits, such as face value and death benefit amounts. It is a market linked life insurance policy that builds cash

Posted in Personal Finance & Tax by shyam singh at 11:07 PM on November 26, 2008

I possess a third party insurance for my two wheeler with Oriental Insurance Company Ltd. The service is very poor. Can I shift it to some other company?

.So no use in changing it....ya obviously u can shift to another company....for ex u tak an life insurance company u cant shift to another company but in general insurance u can shift to any company as ur...u can change but there will be some extra charges to be paid....ya sure u can choose the company that satisfy u...yes why not u have to make ur 2 wheeler insured b4 expiry u can switch many insurance

Posted in Trivandrum by Bhagya Nath at 10:04 PM on February 04, 2008
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I have proposals from 3 life insurance companies offering more or less similar kind of plan. How should I choose one out them?

FIRST ASK YOURSELF HOW MUCH INSURANCECOVER YOU NEED.IT DIFFERS FROM PERSON TO PERSON.TABLE YOUR ENTIRE LIABILITIES INCLUDING HOUSING LOANS 50 OF SALARY X 100 TIMES SHOULD BE YOUR LIFE INSURANCE COVER.FOR ALLYOUR MEDICAL INSURANCEPlease Visit our Websitewww.chennaimedicali nsurance.comFor Total Medical insurance solutions...Instead of contacting the agent/broker, concerned, better do get correct

Posted in Personal Finance & Tax by Deepak Kumar at 1:46 AM on May 01, 2009
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