Well Kapil! First of all I’ll suggest you that before choosing a insurance for your car, take knowledge from various insurance policies. Assess your budget, the amount of miles you drive each year, distances you regularly travel, the value of your vehicle and then make a decision on what you need. Remember, the more the coverage the more you are likely to pay. Obviously, a full comp policy is the best option as long as you can afford it.

Third Party F&T offers coverage for injuries to other people, including passengers, damage to other people's property and injury to passengers and coverage in the event of fire or theft to your vehicle.

Fully Comp is also for injuries to other people, including passengers, damage to other people's property, accidental damage to your vehicle, medical expenses for your personal injury, loss of or damage to personal items in your car.

Answered by Hemant Kumar , an ibibo Master, at 11:58 AM on November 24, 2008

Assess your budget, the amount of miles you drive each year, distances you regularly travel, the value of your vehicle and then make a decision on what you need. Remember, the more the coverage the more you are likely to pay. Obviously, a full comp policy is the best option as long as you can afford it.

Third Party F&T offers coverage for injuries to other people, including passengers, damage to other people's property and injury to passengers and coverage in the event of fire or theft to your vehicle.

Fully Comp is also for injuries to other people, including passengers, damage to other people's property, accidental damage to your vehicle, medical expenses for your personal injury, loss of or damage to personal items in your car.

Answered by Nagendra , an ibibo Master, at 8:47 AM on November 24, 2008