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Which is the better investment : FD, PPF, Mutual Funds or Insurance?  

Asked in Personal Finance & Tax at 12:35 PM on February 05, 2009

Tags: investment ppf mutual funds insurance

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how can one save income tax ?give few tax saving investment plans?

by mutual funds, Life Insurance premiums and deferred pension plans.Sec 80CCC: You can invest within the overall limit as specified u/s 80C in Pension plan of life insurers.Sec 80D: This section covers safe return on this after a fixed tenure.These are the widely used investment plans now a days. If you are a risk taker then go for 100 MF, if you are a moderate risk taker then go for 60 MF, 20 PPF

Posted in Personal Finance & Tax by anjana kumar at 10:10 PM on July 23, 2008

Top Five Equity Linked Saving Schmes ELSS which also save Tax?

-cum-tax planning? If yes, then you should consider investing a part of your investible income in equity linked savings scheme ELSS of mutual funds. ELSS is an efficient investment tool that offers the twin contribution to Provident Fund or Public Provident Fund PPF, payment towards life insurance premium, investment in pension plans/ specified government infrastructure bonds/ National Savings Certificates NSC

Posted in Personal Finance & Tax by kapil sharma at 12:20 AM on October 12, 2008

I am planning to save 2000 per month but cant decide where to put it? I don want to go for any long-term investment. I need flexibility if not a huge return...

RD...Dear Ayan why not you investment in mutual fund as SIP Systamatic Investment Plan. if you want mutual fund detail .................Do invest in short term plan only for 3 years as well as flexible financial adviser or call 919866039260 thulasi...INVEST IN SIP BONDS , IT WILL BE WORTH...hi ayan. u have to invest in mutual funds .in sip system its the best way acc to me the best mutual fund is standerd

Posted in Personal Finance & Tax by Ayan Paul at 6:57 PM on April 01, 2008

how to save tax?

Save Tax through Investments. ... ELSS provides the best hedge against inflation, besides tax brakes. PPF isnt a strain on the pocket - invest as little as In Where to invest to save tax, we spoke consider.ELSS are diversified equity mutual funds with a tax benefit under Section 80C. Diversified equity mutual funds are those that invest in the shares of various companies of various sectors.Since you

Posted in Personal Finance & Tax by priyanka at 11:56 PM on July 18, 2008
Tags save, tax

What are the advantage of investing money in mutual fund?

Investment in ELSS mutual funds gives you tax rebate.Mutual funds are less riksy compared to equity.Mutual Funds gives you better returns in long term say 3 to 5 years.You money is invested in Mutual Funds.How Mutual Funds work?A number of people invest say in a particular fund. Now the money collected is used by a Fund Manager who is an EXPERT in investing money in stocks of those companies

Posted in Personal Finance & Tax by Nagendra at 12:54 PM on April 06, 2008

Investment Tips - Diversify Your Portfolio?

, shortly see real estate and gold funds too. Even within say debt all instruments are not included such as PPF, where we would still have to invest separately.Further, Mutual Funds also offer different instruments are not included such as PPF, where we would still have to invest separately.Further, Mutual Funds also offer different routes to achieving the desired diversification. Also read - How to reduce

Posted in Personal Finance & Tax by ramnath at 12:29 AM on November 13, 2008

For Tax Saving Life Insurance Policy is the Only way, Is it correct?

saving, and as per my personal view Life insurance policy is not very beneficial.you can invest in mutual funds, NSC,NSS,PPF and many other bonds. you may save tax if you are having house loanyou may also to life insurance for tax saving, u can also invest in mutual funds with 3 year lock in time. or national saving certificate NSC, PPF and GPF, tax saving bonds etc....no, there are many options like1.invest

Posted in Personal Finance & Tax by DEEPAK at 9:27 PM on March 11, 2008

Where to invest to save tax

Provident Fund EPF, Public Provident Fund PPF, Equity Linked Saving Schemes ELSS floated by mutual funds, Life Insurance premiums and deferred pension plans.Sec 80CCC: You can invest within the overall limitPublic Provident Fund :PPF is a great long-term investment strategy.The maximum that can be invested in a financial year April 1 - March 31 is Rs 70,000. Here you will get a return of 8 per annum

Posted in Personal Finance & Tax by seeta rani at 5:27 PM on July 27, 2008
Tags invest, save

What are various Short-term financial options available for investment?

promise to repay the principal along w...ith a fixed rate of interest on a specified date, called the Maturity Date.Mutual Funds: These are funds operated by an investment company which raises money from of units issued. Mutual Funds are usually long term investment vehicle though there some categories of mutual funds, such as money market mutual funds which are short term instruments....Well Dev! Post Office

Posted in Personal Finance & Tax by Dev Raj at 5:45 PM on October 17, 2008

i want to know about mutual fund &how can i invest my money in stock market

opinion is do not invest everything in stoks,but divide it into various options like PPF, FDs , Mutual funds etc. For more details mail me at deepesh.mehtayahoo.co.in, am from Bangalore can purchase and sale mutual funds online. Visit www.kotaksecurities.com for more details....Mutual fund is a pool of money where people put their money and this money is getting invested on their behalf

Posted in Personal Finance & Tax by nitesh at 11:31 PM on April 23, 2008

in section 80C i have invested 25 LIC, 25 Mutual Fund, 25 PPF and rest 25 PF .. is that balacend ot too safe?

lic ,ppf and pf is safe and good investment.mutual fund is also a good investment but it return vary from scheme to scheme and company to compay and also it is governed by the share market .you or nobody know that where will go tommorow the market.and more over the return from the mutual fund is taxable.but return is better as compared to lic,ppf or pf.other safe option are tax saving fd for five

Posted in Personal Finance & Tax by Abhisek at 1:30 PM on July 06, 2008

My salary is 33K/month. Would you please help me with investment plan to save tax? I want to invest in various instruments as a mixture.

Total Rs 1,00,000/- u can show your investments for. U can invest Rs 30,000/- in PPF, Rs 25,000/- in NSC bonds, and balance 45,000 in ELSS- SBI magnum, DSP ML tax saver mutual funds with a monthly....First of all you need to save tax. Invest around Rs.75,000/- in Mutual funds through SIP, some amount in PPF. Get a life insurance policy for self and family as also mediclaim. Keep amount equal to 3 months

Posted in Personal Finance & Tax by Rahul SK at 9:27 PM on March 14, 2008

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