If you are to blame for an accident, your liability insurance will pay
the other driver for property damage and personal injuries up to your policy's limits.
If you are not at fault, the other drivers liability insurance pays for your car damage
and/or personal injuries.


In California, if you and the other driver both have car damage or injuries and you
both are partly responsible for the accident, you each may be able to collect part of your
loss. How much each of you collects from the other's policy depends on the amount of your
damages and on how much each of you is at fault.


If you loan your car to someone who has an accident, your insurance pays for the
damages - just as it would if you had been driving.



Collision. No matter who is at fault, your collision insurance pays for damages to your
car (not your medical expenses), minus the policy deductible. Most insurance companies
do not offer collision coverage for very old cars.


You may have other insurance too. Your health insurance, for example, may pay your
medical bills. Also, your automobile insurance may have medical payments coverage. If
so, it will pay the cost of your medical treatment. This coverage can be used in place
of your other health insurance or in addition to it.*

Answered by ankit , an ibibo Advisor, at 12:22 AM on March 18, 2008

excuseme if u had insured car then the insurance company will pay,but not of ur fault,otherwise u have to pay.

Answered by Hanish , an ibibo Citizen, at 5:24 PM on March 18, 2008

if you are insured and if all your papers are in order then your insurance company will pay your dues

Answered by luna basil , an ibibo Citizen, at 5:35 PM on March 18, 2008

those who knows you

Answered by KUNAL RAWAT at 5:46 PM on March 18, 2008

I am sure your vehicle is insured - why don't to put your claim to the insurance company?

Answered by subu , an ibibo Specialist, at 5:49 PM on March 18, 2008

Defalter pays

Answered by surender , an ibibo Advisor, at 6:03 PM on March 18, 2008

Obviously, ur Insurance Co.if u r having a valid comprehensive Policy.Validity means it must b within Policy period.Comprehensive means it covers ur OWN damage too.If Liability/TP(Third Party) Policy only, its not covered. Next_ incident must b genuine n within the perils/risks covered under the Policy.( U cant expect a claim though genuine while driving under proven intoxication of drugs/liquor ( Remember Saalman's case).For ur Injury( provided u r a valid Driving Licence holder n a owner-cum-driver),resulting to Death (2 Lacs in 4 wheeler,1 lac in 2 wheeler) or permanent total disablity U get half of it ( eg loss of limbs-hand or legs ,eyes,hearing etc.).While for medical expenses_u need separate medical/health insurance Policy.

Answered by birdie bora , an ibibo Citizen, at 6:08 PM on March 18, 2008

insurance policy

Answered by ###AKSHAY.H. at 6:22 PM on March 18, 2008

You

Answered by Amar Singh , an ibibo Citizen, at 6:23 PM on March 18, 2008

this is matter of accident and damage will be paid by insurance co, so don't worry and play holi

Answered by mahesh at 6:29 PM on March 18, 2008