Hi...Anu........

So U need a Credit Card..

Credit card can be issued on the basis of any of the various surrgoates (evidences) which by large are same for every bank..few e.g are quoted here...
> Your Salary Slip / Appointment letter...does not matter whether ur co is ltd or not but it should be categorised by a bank for this purpose.
> Life insurance policy premium...There is a limit for minimum premium amount..CC is issued for a higher limit only.
> ITR (Income Tax Return)...Total income after deduction under chapter VI A of Income tax act is considered for this...On an average Rs 1,00,000 is the lowest income accepted...

Above are the major surrgates required by banks besides that

>Your residential area should not be classified as negative area..many banks such as AMEX does not issue CC in negative areas howsoever strong your profile may be...Negative areas generally includes places categorised as villages..or on the basis of track record of any particular area for e.g if majority of the recovery in a particular area gets turned into bad debts or irrecoverable..
> They might also require your bank statement...in that case there should not be any cheque bounced in prev six months...
>
>You will be required to submit an ID proof which may include ur DL, Passport, ration card, Landline telephone bill, Electricity bill, Water Bill....
>
>
They wud definitely demand photocopy of your PAN card..In case you lost it simply PAN no will suffice. If u r not able to provide PAN no also then you wud be required to fill Form 60 which will be provided to you by the bank.

I did my best to explain each & everything...hope I was able to serve your requirements.........

If u are still not able to get a CC, tell me I have got a frnd she is a credit manager in an MNC bank...She can definitely help u.....
Bubbye take care.......

Answered by Vicky Rana , an ibibo Citizen, at 3:44 PM on June 30, 2008

hi anu,

we will provide u a valid PAN card within 10 days after that u can go for the credit card. u may call on 9313293443

Answered by Madhukant , an ibibo Citizen, at 7:54 PM on June 26, 2008

Dear Anu,

You can try to HDFC BANK

Answered by surya , an ibibo Citizen, at 12:47 PM on June 20, 2008

mai aapko ek no. deta hoo jo credit card banvata hai aap us sai baat kari this is the no. 9990257184

Answered by abhimanyu at 11:33 AM on June 15, 2008

cradit card chodooooooooo yaar debit use kiya karo
bcz 84 ke chakkar me padh jaoooooooogeoooooooo

Answered by raaz verma , an ibibo Citizen, at 5:04 PM on June 14, 2008

dear anu
i can understand that its creat the problam but not now if u eill concern with rights person that u can get it just use ur ITR if u have

Answered by rahul sharma at 3:00 PM on June 14, 2008

yes u can apply for the CC as u said u have all the docs. apart from the form 16 not to worry it is not required u can apply for the CC :-)

Answered by irfan khan at 1:47 PM on June 14, 2008

yes its a ltd company

Answered by rohit arora at 7:39 PM on June 13, 2008

hii anu plz mention which bank do u want to apply for cr card bcoz all banks having diff eligibility criteria...

Answered by dolly kaur at 4:11 PM on June 13, 2008

there is no need of f-16. Just fill up online format and forget rest will be done by company.

Answered by chetan dass , an ibibo Citizen, at 3:16 PM on June 13, 2008