Hi Anthony, Please find below the list of documents required for availing of home loans for various business and property categories.
For Salaried Individuals
1. Salary slip/Form 16 A.
2.A photocopy of the first and last pages of Ration card or copy of PAN/ Telephone/ Electricity bills.
3.A photocopy of Investments (FD Certificates, Shares, any fixed asset etc. or any other documents supporting the financial background of the borrower.
4.A photocopy of LIC policies with the latest premium payment receipts (if any).
5.Photographs (as applicable).
6.A photocopy of bank statement for the last six months.
For Self-Employed/Businessmen
1.A brief introduction of Business/Profession.
Balance Sheet, Profit and Loss account and statement of income with Income Tax returns for the last 3 years certified by a CA.
2.A photocopy of Advance Tax payments (if applicable).
3.A photocopy of Registration Certificate of estatblishment under shops and Establishments Act/Factories Act.
4.A photocopy of Registration Certificate for deduction of Profession Tax (if applicable).
Bank statements of Current and Saving accounts for the last 6 months.
5.A photocopy of Certificate of Practice(if applicable).
6.A photocopy of any bank loan (if applicable).
7.A photocopy of the first and last pages of the Ration card or a copy of PAN/ Telephone/ Electricity Bills.
8.A photocopy of LIC policy (if applicable).
9.A photocopy of investments (FD Certificates, Shares, any other fixed asset).
For some other categories please check the link below:
http://www.gharabari.com/do c%20for%20Home%20loans.asp
Answered by
Amit Suri
at
4:11 PM on March 10, 2008
